No fault accidents and how claims are processed

On July 6, 2022, a man traveling northbound on Belcher Avenue in Palm Harbor pulled into the left turn lane at approximately 10:45 am. The vehicle then proceeded to turn left onto Nebraska Avenue. The car was struck by a pickup truck traveling southbound on Belcher Road. The vehicle was hit on the passenger side of the vehicle and then pushed into a sign for a local business. FHP reported that the driver of the pickup truck had a minor personal injury. The man in the turning vehicle was airlifted to Tampa with life-threatening injuries. The accident is currently under investigation.

Florida Is A No-Fault State

Until the facts are determined for this case, it is assumed that the accident will be covered under Florida no-fault insurance. All vehicles in Florida must have personal injury protection (PIP) coverage to operate legally in the state.

Once you notify the insurance company of the accident, it will process under the PIP policy until that policy has reached its limits. At that time, it will be necessary to seek legal representation to cover your losses from the event.

The outcome of the investigation will determine who will be held responsible for the accident. The business that had its sign ruined in this accident will not be included in the losses and will need to file a separate property insurance claim.

Working With The Right Firm Matters

Being involved in any type of accident is a traumatic experience. Having to deal with unsympathetic insurance companies just adds to the trauma. Make sure that you protect your rights and seek legal representation when you have a personal injury.
The Law Offices of Kemp, Ruge, and Green are full-service law firms offering personal injury, family law, and criminal defense services to our clients. We also manage property insurance claims for residents in the Tampa Bay area.